How our verification and authentication process works
Through the app customers complete the identity verification process by taking a selfie and scanning their government-issued photo ID.
Using machine learning liveness algorithms we determine if the customer is a genuine human presence taking the selfie in real time and whether the ID document is authentic.
We use government-grade facial recognition to verify the customer's identity by comparing the facial biometrics in the selfie photo and ID photo. Our accuracy rates with false non-match rates are lower than 0.01 and a false match rate of 0.0001.
If the customer passes our verification process, we install a digital certificate on the customer’s phone. Then we hash and store the customer’s information in a private/permissioned cryptographic ledger.